Business rescue questions and responses about U.S. Home business Government (and you will FEMA)

Julie Garrett, social affairs specialist towards Atlanta Office of your own Business Administration spoke which have Karen Moore, blogger of your “Southwestern Florida Company Today” magazine, to handle particular faqs. (Which interviews might have been transcribed and you will edited to have print clarity.)

Julie: Thus, within the a tragedy like this, and a primary disaster about stated state, FEMA is just about to help people and you may tenants. And you may SBA is going to help residents and you can clients and you will short enterprises and large businesses and private nonprofit teams. FEMA does provides so we create crisis fund. Two something different”

Julie: So, you can make an application for FEMA on line from the , or you can obtain FEMA cellular app and apply on the app, or you can go in individual a good FEMA recuperation heart thereby applying and you may someone allows you to type in information or you is also need FEMA 800-621-3362.

Julie: Having SBA guidelines, you can pertain on the web from the disaster advice, that may lead you to the program. You could potentially can be found in team healing cardiovascular system or people FEMA crisis recuperation heart and implement or you can request. Otherwise install a magazine app and use one to to make use of and you can miss one to out of within a heart otherwise send they inside.

Frequently people will affect FEMA, and you will FEMA would say, ‘Hey, we are in need of one go to SBA and apply to possess disaster loan

Julie: When you you visit SBA.Gov disaster and you will scroll lower, there’ll be a photograph off a route taking covered with liquids and this will state implement of course your mouse click that, it is going to take you and show your what you want.

Karen: Do you really share with us brand new designated areas because the I know people was in fact changing for both FEMA direction.

Julie: FEMA and you will SBA guidelines come in Charlotte, Collier, DeSoto, Flagler, Hardee, Highlands, Hillsborough, River Lee, Manatee, Tangerine, Osceola, Pinellas, Polk, Putnam, St. John, Sarasota installment loan online Mississippi, Seminole and you can Lucia County. Therefore when it comes to those areas, you can get FEMA personal recommendations and you may SBA also offers each of all of our crisis funds.

Then regarding the contiguous areas, this new counties next to men and women counties, SBA now offers working-capital finance in order to small enterprises and you will nonprofits. Very in those surrounding areas there is not FEMA assistance. Discover minimal SBA recommendations in those other counties.

Karen: I recently want to make yes towards the SBA fund, is there a certain link lay they want to check out on that SBA page?

Julie: We carry out come together to the a primary crisis such as this. ” Hence extremely upsets someone as they envision I am not a good company. ‘Why is FEMA asking us to do this? I can not afford that loan. I recently need to FEMA give. What’s going on?

Really, merely the main FEMA procedure. So that you arrive at SBA and you pertain right after which truth be told there is not any obligations to accept disaster loan. Incase your loan software isn’t recognized, i send you back into FEMA to possess possible more give thought, however, if FEMA instructs you to apply at SBA and you also never, then chances are you dont remain through the FEMA process.

Karen: I recall being forced to start this new FEMA topic as i is actually using, and you will I am such, that isn’t FEMA. I do not get it. I am trying to get an enthusiastic SBA financing, but have to go through the FEMA software process and you can start a couple more accounts. So like you told you that have “Hurricane Brain,” that the notice says, waiting an additional, I am confused here.

Julie: FEMA Locator ToolYeah, and one almost every other situation boys, there’s a FEMA locator unit, a tragedy recovery center locator unit on FEMA website. If a person simply Googles FEMA crisis locator tool it does been up. Which is therefore of good use. It will assist you in which all the facilities is actually, how long he is from your own home, the hours, an such like. And at the latest emergency recuperation stores, there’s SBA, there can be FEMA, and most moments there is Reddish Cross. So there would-be you realize insurance anyone eg it’s it’s such as for instance a-one stop emergency recovery center.